Earn Money With Payment Portals

Life was made easy and stress-free with digital payment and recharge apps. They have given us the freedom to pay anytime, anywhere prepaid / postpaid mobile numbers, landlines, electricity, insurance, and gas bills.

Besides? These apps offer huge discounts and deals with every top-up, making them even more useful. This success can be measured by the large number of mobile recharge services that have grown in India in recent years.

New services are usually the ones that offer the most attractive deals. So if you are looking for mobile and bill payment apps that offer comprehensive and efficient solutions, this is where you need to put in some effort.

I have seen people buy loads of apps from Google PlayStore or Apple iStore. But there are also some free top-up apps available in stores that allow you to earn some top-up money to pay your bills. These are special apps designed to earn real money and rewards using a few simple steps / tricks. Yes that’s true All you have to do is install such a money earning app and do some very simple tasks like watching videos, solving a challenge or quiz etc. These are the best paid apps for earning money. And now is the right time for your smartphone which is really productive for you.

Nowadays, almost everyone is trying to do something different for their job so that they can earn money a parallel, such as a part-time job, stock market, work from home, data entry, investing, etc. But there are very simple and effective ways you can make you sit home. I managed to find some mobile applications available in the App Store that earn you free top-ups, paytm cash and many more rewards using your smartphone. allows for.

There is no point in using a “smartphone” if you are not using it “smartly”. I hope you agree with my statement. Most of you have an Android / iOS mobile device and now is the right time to use a smartphone to earn some money with it. Don’t worry, let me tell you how we can use your mobile smartly.

But today, I’m going to share with you the best money making apps I’ve personally tested, and help you earn some free recharge cash. You just need to install the apps and earn money with these latest apps. You can easily earn rewards by downloading the app and have unlimited free recharges by referring your social friends.

Top Online Recharge Apps to Earn Money

I personally tried and tested these apps and then divided them in our opinion to help you find out which app to try first. But I would advise you to try them all, you probably like all the apps. Some also help you get more rewards in less time. Most working and top-grossing mobile apps to earn real money and rewards:

BHIM – Making India Cashless

Nowadays people do all their transactions online through banking apps just to be “Cashless”. For this, BHIM app is developed by Govt. of India. And to go cashless, this app is the most beneficial, preferrable, secure, and helpful app to do all your banking transactions.

BHIM - Making India Cashless

Not only you can do your transactions with this app but you also this app provides you various other services like interesting offers and discounts while doing transactions. This app is compatible with both Android and iOS. Make sure you have linked your mobile number with your bank account and the same is used for accessing BHIM.

There are some offers for first-time users so that everyone can take advantage of it. Every single day, you do some transactions using your bank account, but you can refer and earn money from this app instead of using this “cashless transaction facility”.

Khatriji – Utility Bill Payment & Online Recharge

By using Khatriji Website, you will get or earn money on Online recharge. you will earn while you refer a friend that can be shared to anyone and earn your referral reward points. Simply, doing online Recharge and Earn more with value added services like Utility Bill Payments, Mobile/DTH Recharge.

You can earn cash anytime and from anywhere, there are no complicated missions to visit places or wander around and best of all it’s an easy, quick and fun way to make easy money! Make money is the best online recharge website!

Empire ReEarn – Earn Money without Investment

Easiest Way to Earn Money. Your online prepaid recharge is just a click away with Empire ReEarn! Empire Re Earn is your one-stop shop solution for online recharge. For every prepaid recharge that you complete on Empire ReEarn, you may get special rewards that include cashback.

Image may contain: text that says "रिचार्ज करें और धनराशि कमाएँ ₹ ERRpeie ReEarn Empire ₹ Recharge Now ₹"

Empire ReEarn not only provide you easy accessibility, also ensure quick transactions. It is possible to complete a prepaid online recharge with us in less than 10 seconds.

Oxygen – Bill Payment & Recharge, Wallet

Here is another big opportunity for you guys and I’m talking about the app named Oxigen Wallets. This is an app that provides you free Paytm cashback offers. Oxigen Wallet is one of the most loved & widely accepted mobile wallet apps. This app is designed to work with all of your payment methods.

Developers are frequently trying to give some amazing features and offer. This app is basically designed by USA country. That’s how you can make huge money by referring your USA friends.

Oxygen - Bill Payment & Recharge, Wallet

Oxigen is giving Rs.200 FREE to all OLD and NEW users when they will refer their Indian-USA friends i.e. Indians who are living in USA right now. It’s very simple and easy, you will get Rs.200 mobile recharge on referring them on Oxigen USA mobile app. Oxigen is the one-stop solution for all your payment needs.

Cashbuddy – Paytm Cashbacks & Deals

Cashbuddy (or Databussy) is one of the biggest shopping cashback platforms over the internet. This app allows you to earn huge cashback and offers by shopping on Amazon, Flipkart, Jabong, Myntra, and over hundreds of other top shopping sites. You will see top trending brands and coupons for shopping. Earn cash on every action on Databuddy, which can be redeemed for mobile recharge.

Cashbuddy - Paytm Cashbacks & Deals

You will also get coupons for Top Sales at Amazon like Prime day sale and great Indian festival sale, at Flipkart like Big Billion Days sale and many other sales like; Snapdeal unbox sale, Myntra, Ajio. Whatever you earn from all the deals that you will make, you can redeem cashback on Paytm, Amazon, and Flipkart, etc. Also, you can earn free cash by inviting your friends and family to try Casabuddy by sharing a link through WhatsApp, Facebook, Twitter, SMS, and Gmail.

Quite beneficial for first-time users of this app i.e. new users will get Rs.10 as a sign-up bonus and if you refer to your friends it will fives you Rs.10 more for each successful referral.


The PhonePe is the easiest solutions to mobile recharges and bill payments. It is a UPI-enabled app that can link directly to your bank account for transactions. The PhonePe app supports everyday payments of utility bills, mobile recharge, funds transfer to friends and family, request money, etc. and is quite simple to use.

Apart from this, the app also offers mobile-wallet service, multiple payment modes, and will often surprise you with offers like cash back and discounts. One can also earn handsome rewards from PhonePe by referring the app to others.

Unfortunately, the app doesn’t have the option to load money from your credit card in the wallet. You can pay your bills and do recharges using credit card, though.

Amazon Pay

Another payment is Amazon’s digital payment app. This is an integrated feature in your Amazon account. Using Amazon Pay you can add money to your account to pay for goods and services purchased from websites and mobile apps.

Amazon also partners with various services to promote its e-payments and offer discounts and cash back using pay balances. You can add up to Rs. 10,000 on Amazon Pay and use it to pay for food orders, movies and events, ebooks and more. There is also a monthly cashback offer on loading money in the wallet on Amazon. However, one thing missing from Amazon’s heavy artillery is the bill payment option.


Paytm is the most popular and reliable app for online recharge and bill payment. Dynamic e-wallets and the UPI app provide payment, money transfer, shopping, recharge features, bill payment, and a myriad of other services including movie, bus and air tickets on its platform.

Paytm now has over 300 million users and is probably its biggest loss. Now, it has determined for itself once in the market that there are limited deals, discounts and cash back in the application.


Mobikwik app is a hassle free mobile payment app for all your utility bills, mobile recharge and shopping. The app benefits from its e-wallet that can be used to pay at top merchants such as Big Basket, Book My Show, eBay, Myntra, Grofers, IRCTC, Domino’s Pizza, Shop Clues, Oyo Rooms and more.

Mobikwik wallet feature also comes with super cash-back offer. The app supports limited money transfers and it is literally impossible to use the entire super cashback.


Freecharge is one of the first online recharge and bill payment apps. Although it is now in a decreasing state, it offers several specific deals, among which users are notified via email. It has a simple and smooth process with various coupons, which can be used at your partner store to get discounts.

Freecharge has also started supporting merchant payments, which may not be as widely accepted as Paytm or MobiKwik, but are continuing progress.


PayZapp is an HDFC mobile platform e-recharge app offering for all. With PayZapp you can shop on partner apps on your mobile, buy movie tickets, groceries, compare and book flight tickets and hotels, shop online and get great discounts. The app can also be used to share money with anyone in your contact list or in your bank account, pay bills and recharge your mobile, DTH and data card and many more.

These are the main mobile payments widely used in India. While every app on its platform has charging and payment options, they differ from each other in one aspect. If you want to keep up to date with the latest offers and deals on various portals, you can also visit the Build Side Income.

So these are the most recent and updated apps that let you earn and recharge money for free, and some of them also save your money or mobile data. Go try them out and comment which app you like best and make more money together.

Anyway, if you think something more promising is what I mentioned above and would like to suggest other things, don’t hesitate to use the comment section below. You can always contact me. Nice to hear from you and would like to share as much information as possible to help others.

Published by Vishal Khatri

Vishal Khatri works as PR Professional of www.khatriji.in, Ahmedabad, India. His responsibilities include strategy planning, promoting campaigns and co-ordinating with staff members to accomplish the task on time. In nutshell, representing various operations of the company in the global market. Online recharge and Utility bill payment in India Twitter Pinterest Instagram Medium Github dribbble About Me Linkedin

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